Take control of your finances. Move your high rate credit card balances to your Orlando Federal Visa Platinum Card. For a limited time, take advantage of a promotional balance transfer rate of 1.99% APR unitl July 31, 2018 with no balance transfer fee. After July 31, 2018 your rate will be your standard rate (9.00% to 18.00%)


  • Transfer your high rate balances to your Orlando Federal Visa between May 1 to July 31, 2017
  • Save with 1.99% APR on balance transfers until July 31, 2018
  • Save even more. There are no Balance Transfer Fees
  • Worldwide acceptance
  • Easy online and mobile payment options

How to Apply for this Offer:

  • Applicants with an existing Orlando Federal Credit Card call 407-835-3500 during normal operating hours or vist any of our 9 Central Florida locations
  • Don't have an Orlando Federal Visa® Platinum Card with rewards? You too will be eligible for the balance transfer promotion! Apply now!
Important Disclosures
Interest and Fee Information
APR for Balance Transfers

1.99% (promotional APR on Balance Transfers through July 31, 2018)

After July 31, 2018, you will be charged the Standard APR on your account for any remaining balance. Rates range from 9.00% to 18.00% APR. Rates are variable and based on the Prime Rate, as published in the Wall Street Journal.

Transfer by Date The Balance Transfer must post to your account by July 31, 2017, for the Promotional APR to apply.
Fee NO Fee
Paying Interest Your due date is at least 25 days after the closed of each billing cycle. Orlando Federal Credit Union will not charge you any interest on purchases if you pay your entire balance by the due dates each month.

Terms and Conditions of offer:

  • To qualify for this offer, you must request your promotional balance transfer in branch of via telephone. Cash advances made are NOT eligible for the promotional rate and terms of this offer.
  • Your account must be open and current in order for you to qualify for this offer.
  • Interest charges will be assesed from the date the Balance Transfer(s) posts to your account.
  • You cannot transfer balances from any loan accounts at Orlando Federal Credit Union.
  • Balance transfers may be made only up to your available credit limit. Your available credit limit is the credit limit on your credit card account less any outstanding balances and interest charges. You may call us at 407-835-3500 to confirm the current available credit limit on your account before making any balance transfer(s).
  • Any balance transfer requested for an amount above your available credit llimit may be declined.
  • If you do not respond to this offer by the specified date, any balance transfer(s) you make thereafter may be honored and subject to the Stardard APR on your account, or may be declined at our option.
  • If your account has balances with different APRs, any payment in excess of your minimum monthly payment will be applied to your balances with higher APRs before balances with lower APRs.
  • It may take up to three(3) weeks to post the balance transfer(s) transaction. You should continue to make all your required payments untill you confirm that the balance transfer was made. Orlando Federal Credit Union is not responsible for any finance charges or late fees incurred due to your nonpayment. If you wish to close another account, you should contact the issuer directly.