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Loan Rates

Collateral Loan Rates effective 02/01/2016

Loan Type

Term APR*

Car Loan Special Rate Offer
(model year 2010 and newer)

up to 24 months

as low as 1.99%

Apply

Car Loans
(model year 2010 and newer)
24 months - 84 months

1.99% - 18.00%

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Car Loans
(model year 2009 and older)
24 months - 84 months

5.00% - 18.00%

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Recreational/Specialty Loans
(model year 2010 and newer)
boats, motorcycles, recreational vehicles, or titled ATV's.
24 months - 144 months

5.24% – 16.99%

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Recreational/Specialty Loans
(model year 2009 and older)
boats, motorcycles, recreational vehicles, or titled ATV's.
24 months - 144 months

7.24% – 16.99%

Apply

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Some loan terms may not be available for beacon scores below 600.

Non Collateral Loans Rates effective 01/01/2016 includes Line of Credit

6 – 36 mos 37-60 mos Line of Credit Plan
8% – 18% APR* 9% – 17% APR* 10% – 17% APR*

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Some loan terms may not be available for beacon scores below 600.

 

Loan Type

APR* Information/Details Payment Example
VISA Platinum Credit Card 8.25 - 18.00% No Annual Fee, 25-day Grace Period  
Share Secured Loan May be made at the Annual Percentage Rate of 3% above the declared dividend rate from the previous quarter. Maximum repayment schedule is 12 months for every $1,000 financed not exceeding 12 years.  

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history.

Home Loan Rates effective 10/01/2016

Loan Type

Interest Rate as low as APR* as low as
Home Equity LIne of Credit (HELOC)*** 3.50% 3.961%

 

Loan Type

Maximum Term Rate as low as APR* as low as
Second Mortgage 60 Months 4.00% 4.65%
Second Mortgage 120 Months 4.25% 4.59%
Second Mortgage 180 Months 4.50% 4.74%


*APR (Annual Percentage Rate) is based on the following assumptions unless otherwise noted:

HELOC loans have a minimum of 3.961% APR and is calculated using a $25,000.00 loan amount a 180 month term and based on a second lien position with $800 in estimated closing costs.
60 month second mortgage loan payment example: $50,000 for 60 mos at 4.00% is $921 per month

120 month second mortgage loan payment example: $50,000 for 120 mos at 4.25% is $513 per month

180 month second mortgage loan payment example: $50,000 for 180 mos at 4.5% is $383 per month

**LTV Restrictions apply. Home Equity Loans are based on Orlando Sentinel Prime Rate.
***Rates based on Orlando Sentinel Prime Rate. Your rate and closing costs may vary based upon loan features, geography and/or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate and fees shown here are available to borrowers with an excellent credit history. The interest rates, APRs, closing costs are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.

Mortgage Rates are updated daily.

For information please contact our Mortgage Department.