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Loan Rates

Collateral Loan Rates effective 01/01/2014

Loan Type

12-24 mos 25-48 mos 49-72 mos 73-95 mos 8-12 yrs

Car Loans
(model year 2008 and newer)

3.00% – 16.00% 3.25% – 17.00% 3.49% – 18.00% 5.25%- 15.75%* 6.25% – 16.50%*
Car Loans
(model year 2007 and older)
5.00% – 18.00% 5.25% – 18.00% 5.49% – 18.00% 7.25% – 17.75%* 8.25% – 18.00%*
Recreational/Specialty Loans
(model year 2008 and newer)
boats, motorcycles, recreational vehicles, or titled ATV's.
5.24% – 14.99% 5.49% – 15.99% 5.99% – 16.99% 6.99% – 14.99%* 7.99% – 14.99%*
Recreational/Specialty Loans
(model year 2007 and older)
boats, motorcycles, recreational vehicles, or titled ATV's.
7.24% – 16.99% 7.49% – 17.99% 7.99% – 18.00% 8.99% – 16.99%* 9.99% – 16.99%*

*Some loan terms may not be available for beacon scores below 600.

Non Collateral Loans Rates effective 01/02/2014 includes Line of Credit

6 – 36 mos 37-60 mos Line of Credit Plan
8% – 18% 9% – 17%* 10% – 17%

*Some loan terms may not be available for beacon scores below 600.

Other Loans Rates effective 01/03/2014

Loan Type

APR (Annual Percentage Rate) Information/Details Payment Example
VISA Platinum Credit Card 8.00-18.00% APR No Annual Fee, 25-day Grace Period  
Share Secured Loan May be made at the Annual Percentage Rate of 3% above the declared dividend rate from the previous quarter. Maximum repayment schedule is 12 months for every $1,000 financed not exceeding 12 years.  
Home Equity/Home Improvement

Interest Rate: 7.50%
APR: 7.507%

Financing up to 10 years — terms and fees will be disclosed upon applying.

$10,000 for 10 years at 7.507% APR
Aprox. Monthly Payment $ 119.00
Calculate your payments

Home Equity/Home Improvement

Interest Rate: 8.50%
APR: 8.505%

Financing 10 to 15 years — terms and fees will be disclosed upon applying.

$10,000 for 15 years at 8.505% APR
Aprox. Monthly Payment $99.00
Calculate your payments

Home Equity Line of Credit Prime Rate plus Margin (Prime Floor rate =4%) Prime Rates published in the Orlando Sentinel Business Section every Monday  

Mortgage Rates are updated daily.

For information please contact our Mortgage Department.