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Loan Rates

Collateral Loan Rates effective 01/01/2015

Loan Type

12-24 mos 25-48 mos 49-72 mos 73-95 mos 8-12 yrs

Car Loans
(model year 2009 and newer)

3.00% – 16.00% APR*

3.25% – 17.00%
APR*

3.49% – 18.00% APR* 5.25%- 15.75% APR* 6.25% – 16.50% APR*
Car Loans
(model year 2008 and older)
5.00% – 18.00% APR* 5.25% – 18.00% APR* 5.49% – 18.00% APR* 7.25% – 17.75% APR* 8.25% – 18.00% APR*
Recreational/Specialty Loans
(model year 2009 and newer)
boats, motorcycles, recreational vehicles, or titled ATV's.
5.24% – 14.99% APR* 5.49% – 15.99% APR* 5.99% – 16.99% APR* 6.99% – 14.99% APR* 7.99% – 14.99% APR*
Recreational/Specialty Loans
(model year 2008 and older)
boats, motorcycles, recreational vehicles, or titled ATV's.
7.24% – 16.99% APR* 7.49% – 17.99% APR* 7.99% – 18.00% APR* 8.99% – 16.99% APR* 9.99% – 16.99% APR*

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Some loan terms may not be available for beacon scores below 600.

Non Collateral Loans Rates effective 01/02/2014 includes Line of Credit

6 – 36 mos 37-60 mos Line of Credit Plan
8% – 18% APR* 9% – 17% APR* 10% – 17% APR*

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history. Some loan terms may not be available for beacon scores below 600.

Other Loans Rates effective 01/03/2014

Loan Type

APR (Annual Percentage Rate) Information/Details Payment Example
VISA Platinum Credit Card 8.00-18.00% APR No Annual Fee, 25-day Grace Period  
Share Secured Loan May be made at the Annual Percentage Rate of 3% above the declared dividend rate from the previous quarter. Maximum repayment schedule is 12 months for every $1,000 financed not exceeding 12 years.  
Home Equity/Home Improvement

Interest Rate: 7.50%
APR: 7.507%

Financing up to 10 years — terms and fees will be disclosed upon applying.

$10,000 for 10 years at 7.507% APR
Aprox. Monthly Payment $ 119.00
Calculate your payments

Home Equity/Home Improvement

Interest Rate: 8.50%
APR: 8.505%

Financing 10 to 15 years — terms and fees will be disclosed upon applying.

$10,000 for 15 years at 8.505% APR
Aprox. Monthly Payment $99.00
Calculate your payments

Home Equity Line of Credit Prime Rate plus Margin (Prime Floor rate =4%) Prime Rates published in the Orlando Sentinel Business Section every Monday  

*APR= Annual Percentage Rate. Individual rates are determined by credit score and credit history.

Mortgage Rates are updated daily.

For information please contact our Mortgage Department.